Insurance, whether commercial or personal in nature, is a very sensitive topic. It is something that people often do not like talking about because it infers there is a possibility that something bad may happen to them and/or their business. This is exactly what makes insurance so important to talk about and why you should only be doing business with someone that you completely trust and that you know is looking out for your best interest. In my time in the insurance business I have seen a number of horror stories where someone’s broker seemed to be doing everything in their client’s best interest, but in reality was lying to and stealing from them. Situations like this can not only cost you the thousands of dollars stolen by your broker, but can also put you at risk of not being properly insured. The following is a list of red flags to look out for in your dealings with your insurance agent that I have seen throughout my career as a broker: