What is Figo Pet Insurance
A health insurance plan that covers the illnesses and injuries of your pet. This includes treatments by veterinarians, ERs, and specialists.
How Figo works
If your pet is sick or injured, you canreceive treatment from any licensed veterinarian. We will reimburse you up to100% of the veterinary costs.
What Figo covers
All illnesses and injuries, including hereditary and congenital, are covered as long as they were not pre-existing conditions.

Pet Insurance
We’ve got simple, affordable
plans with lots of options that
will fi t your life and your pet

Pet Cloud
Figo’s Pet Cloud gives you
easy access to vets, medical
records and more

Pain-Free Claims
We’ve taken the pain out of
claims, making it as easy and
seamless as possible
ESSENTIAL | PREFERRED | ULTIMATE | ||||
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Annual Coverage | $10,000 | $14,000 | Unlimited | |||
Accident & Illness |
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Emergency Care |
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Hospitalization |
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X-Rays & MRIs |
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Prescriptions |
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Surgeries |
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Cancer |
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Specialists |
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So Much More |
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Terms and conditions apply. Coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Pet insurance policies are under written by Markel American Insurance Company and administered by FigoPet Insurance, LLC. Markel American Insurance Company is rated A (Excellent)A.M. Best (2015). ©2015 Figo Pet Insurance LLC. All rights reserved.


Simple Claims
Paperless and pain-free claims. So easy your pet could do it.

Upload a Bill From Any Device

Tell Us What Happened

Get Paid Electronically

Shots & Reminders
We’ll let you know when the important stuff is due.

Text Message


Phone Alerts

FIGO PET INSURANCE
Coverage Comparison
INSURANCE PLAN COVERAGES | Figo | VPI Major Medical |
Trupanion | Healthy Paws | Petplan | Pets Best | Embrace |
---|---|---|---|---|---|---|---|
Three Flexible Plans for Illness & Injury | |||||||
Unlimited Lifetime Benefi t Plan | |||||||
One Annual Deductible | |||||||
100% Reimbursement Coverage | |||||||
Examination Fee for Illness & Injury | |||||||
Copay & Deductible Waived for Life-Saving Treatment | |||||||
No Per Incident Cap on Claims | |||||||
Alternative & Holistic Without Restrictions | |||||||
No Upper Age Limits on Pets | |||||||
Lost Pet Coverage | |||||||
Hip Dysplasia Without Restrictions | |||||||
Chronic Conditions Without Restrictions | |||||||
Congenital Disorders Without Restrictions | |||||||
Hereditary Conditions Without Restrictions | |||||||
Mobility Devices Without Cap | |||||||
Ability to Waive Waiting Period for Healthy Knees | |||||||
No Extended Waiting Period for Hip Dysplasia | |||||||
14 Days or Better Waiting Period for All Illnesses | |||||||
Pre-Existing Conditions | |||||||
ONLINE ACCOUNT | |||||||
Add Pets via Online Account Portal | |||||||
View Policy Records Online | |||||||
Make Real-Time Changes to Policies Online | |||||||
Change Address and Contact Info Online | |||||||
Change Billing Method and Make a Payment | |||||||
Full Mobile App for iOS & Android (Not Just Claims) | |||||||
CLAIMS | |||||||
File Claim from Smartphone | |||||||
Track Claims Online | |||||||
Get Paid Electronically (coming soon) | |||||||
PRODUCTS INCLUDED WITH POLICY | |||||||
Pet Cloud with Mobile App | |||||||
Online Pet Profi les & Next Gen Pet Tags | |||||||
Inbox & Docs – Online Record Management | |||||||
Shots & Reminders | |||||||
Near Me – Pet Business Search Locator | |||||||
Real-Time Tracking Through Pet GPS Integration | |||||||
Group Web Texting to Reunite Lost Pets | |||||||
CUSTOMER SERVICE | |||||||
Twitter Customer Service | |||||||
Text Customer Service | |||||||
Real-Time Customer Chat | |||||||
Advanced FAQ Search Feature |
These comparisons are based on documentation obtained from each of the above companies’ individual public websites and actual posted policies as of January 1, 2016. Additional information was obtained through phone inquiries and internal research. Coverage options are interpreted by Figo Pet Insurance LLC as being comparable.
FIGO PET INSURANCE
Coverage Comparison
INSURANCE PLAN COVERAGES | Figo | Hartville | ASPCA | AKC | 24PetWatch | Pet Insured |
---|---|---|---|---|---|---|
Three Flexible Plans for Illness & Injury | ||||||
Unlimited Lifetime Benefi t Plan | ||||||
One Annual Deductible | ||||||
100% Reimbursement Coverage | ||||||
Examination Fee for Illness & Injury | ||||||
Copay & Deductible Waived for Life-Saving Treatment | ||||||
No Per Incident Cap on Claims | ||||||
Alternative & Holistic Without Restrictions | ||||||
No Upper Age Limits on Pets | ||||||
Lost Pet Coverage | ||||||
Hip Dysplasia Without Restrictions | ||||||
Chronic Conditions Without Restrictions | ||||||
Congenital Disorders Without Restrictions | ||||||
Hereditary Conditions Without Restrictions | ||||||
Mobility Devices Without Cap | ||||||
Ability to Waive Waiting Period for Healthy Knees | ||||||
No Extended Waiting Period for Hip Dysplasia | ||||||
14 Days or Better Waiting Period for All Illnesses | ||||||
Pre-Existing Conditions | ||||||
ONLINE ACCOUNT | ||||||
Add Pets via Online Account Portal | ||||||
View Policy Records Online | ||||||
Make Real-Time Changes to Policies Online | ||||||
Change Address and Contact Info Online | ||||||
Change Billing Method and Make a Payment | ||||||
Full Mobile App for iOS & Android (Not Just Claims) | ||||||
CLAIMS | ||||||
File Claim from Smartphone | ||||||
Track Claims Online | ||||||
Get Paid Electronically (coming soon) | ||||||
PRODUCTS INCLUDED WITH POLICY | ||||||
Pet Cloud with Mobile App | ||||||
Online Pet Profi les & Next Gen Pet Tags | ||||||
Inbox & Docs – Online Record Management | ||||||
Shots & Reminders | ||||||
Near Me – Pet Business Search Locator | ||||||
Real-Time Tracking Through Pet GPS Integration | ||||||
Group Web Texting to Reunite Lost Pets | ||||||
CUSTOMER SERVICE | ||||||
Twitter Customer Service | ||||||
Text Customer Service | ||||||
Real-Time Customer Chat | ||||||
Advanced FAQ Search Feature |
These comparisons are based on documentation obtained from each of the above companies’ individual public websites and actual posted policies as of January 1, 2016. Additional information was obtained through phone inquiries and internal research. Coverage options are interpreted by Figo Pet Insurance LLC as being comparable.