With the many responsibilities that come with being a restaurant owner, the sky is really the limit for the types of insurance coverage necessary to be completely protected. One type of coverage that is particularly overlooked is “Wage and hour coverage”. Wage and hour claims are becoming more and more common and can cause some serious issues for business owners and, although they are not entirely exclusive to the food industry and restaurant owners, this class of business is highly susceptible to this sort of claim for a variety of different reasons.