Commercial Insurance

At National Insurance Brokerage of NY we are accustomed to protecting assets for a wide array of different companies ranging in size from single sized sole proprietor operations all the way up to large corporate multi-state multi-million dollar accounts on a daily basis. Each commercial insurance policy is designed based upon your company’s specific needs. It is our process to spend the time needed to ensure that we have a thorough understanding of your business and the issues and exposure that you are confronted with daily. Armed with a comprehensive understanding of your risk we can apply the proper risk management techniques and place the appropriate coverage necessary for the adequate protection of all of your company’s resources.

We begin by walking you through our personal approach to analyzing your business. We research your corporate history, current exposures and other possible issues your company may be faced with and then determine what future goals you are striving to achieve. With that knowledge we begin to develop an effective, comprehensive insurance program that is tailor made for you, your business, and family. This customized approach is what enables us to effectively impact each and everyone of our client’s bottom line in a positive way. At NIBONY we recognize the value of keeping up with the changes in your insurance needs, therefore we continue to employ this customized approach continuously and constantly evaluate your exposures for present and future needs.

Our Personal Approach
We employ our personal approach to analysis of your needs regardless of the type of policy you need or the size of your risk. Here are some of the key highlights to our process that have been proven to be so effective for our clients over the years.

  • Identification of Exposure and effective implementation of proven loss prevention
  • Analysis of Risk and development of the appropriate combination of Insurance and risk retention
  • Constant exposure evaluation throughout the policy period through close communication with our clients and analysis of month to month changes to their business.
  • Maintaining strong relationships with the most stable insurers to ensure availability of the best products, terms and conditions.
  • Aggressive Claims Management Strategies


  • Commercial Property
  • Workers Compensation
  • Disability Benefits
  • Commercial General Liability
  • Commercial Fire Insurance (Building and Business Personal Property)
  • Product Liability
  • Umbrella/ Excess Liability
  • Garage Liability
  • Garage Keepers Legal Liability
  • Liquor Law Liability
  • Builders Risk
  • Project Specific Policies
  • Wrap ups (OCIP & CCIP)
  • Business Automobile
  • Truckers Liability
  • Inland Marine
  • Ocean Marine
  • In-Transit and Warehouse coverage
  • Errors and Omissions (E&O Coverage) Liability
  • Directors and Officers Liability
  • Pollution Liability
  • Owners Contractors Protective Liability
  • Motor Truck Cargo
  • Surety and Fidelity Bonds
  • EPLI Coverage
  • Contractors Equipment Floater
  • Crime
  • Employee Dishonesty
  • Flood
  • Terrorism Coverage
  • Railroad Protective Liability

Commercial General Liability: