Commercial Insurance

At National Insurance Brokerage of NY we are accustomed to protecting assets for a wide array of different companies ranging in size from single sized sole proprietor operations all the way up to large corporate multi-state multi-million dollar accounts on a daily basis.

Each commercial insurance policy is designed based upon your company’s specific needs. It is our process to spend the time needed to ensure that we have a thorough understanding of your business and the issues and exposure that you are confronted with daily.

Armed with a comprehensive understanding of your risk we can apply the proper risk management techniques and place the appropriate coverage necessary for the adequate protection of all of your company’s resources.

Our process

We begin by walking you through our personal approach to analyzing your business. We research your corporate history, current exposures and other possible issues your company may be faced with and then determine what future goals you are striving to achieve. With that knowledge we begin to develop an effective, comprehensive insurance program that is tailor made for you, your business, and family. This customized approach is what enables us to effectively impact each and everyone of our client’s bottom line in a positive way. At NIBONY we recognize the value of keeping up with the changes in your insurance needs, therefore we continue to employ this customized approach continuously and constantly evaluate your exposures for present and future needs.

1.

Business Analysis

2.

Company history

3.

Current exposures

4.

Future Goals

5.

Tailor-made insurance program

Our Personal Approach

We employ our personal approach to analysis of your needs regardless of the type of policy you need or the size of your risk. Here are some of the key highlights to our process that have been proven to be so effective for our clients over the years.

Identification of Exposure and effective implementation of proven loss prevention
Analysis of Risk and development of the appropriate combination of Insurance and risk retention
Constant exposure evaluation throughout the policy period through close communication with our clients and analysis of month to month changes to their business.
Maintaining strong relationships with the most stable insurers to ensure availability of the best products, terms and conditions.
Aggressive Claims Management Strategies

Coverage

Commercial Property
Workers Compensation
Disability Benefits
Commercial General Liability
Commercial Fire Insurance (Building and Business Personal Property)
Product Liability
Umbrella/ Excess Liability
Garage Liability
Garage Keepers Legal Liability
Liquor Law Liability
Builders Risk

Project Specific Policies
Wrap ups (OCIP & CCIP)
Business Automobile
Truckers Liability
Inland Marine
Ocean Marine
In-Transit and Warehouse coverage
Errors and Omissions (E&O Coverage) Liability
Directors and Officers Liability
Pollution Liability

Owners Contractors Protective Liability
Motor Truck Cargo
Surety and Fidelity Bonds
EPLI Coverage
Contractors Equipment Floater
Crime
Employee Dishonesty
Flood
Terrorism Coverage
Railroad Protective Liability

Have questions about insurance? We got the answers.

Our Services

We offer access to world class talent and provide an unparalleled level of service and dedication to maintaining close contact you.

Commercial Insurance

At National Insurance Brokerage of NY we are accustomed to protecting assets for a wide array of different companies

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Personal Insurance

We are dedicated to the same risk management approach and analysis that we apply to our commercial risks

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Pet Insurance

Easy and affordable. Get your quote here.

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Group Benefits and Financial Services

Making sure that employees are properly protected at an affordable cost to you can be a real challenge and is our primary goal.

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Group & Association Insurance Programs

At National Insurance Brokerage of NY, Inc. we have the expertise, experience and proven track record designing and managing custom insurance programs

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Surety & Fidelity Bonds

NIBONY’s bond specialists are well versed in all forms of financial guarantees and surety bonds.

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Risk Management Center

Welcome to our risk management portal for existing clients.